Archive for December, 2011

Top 3 Real Estate Deal Killers–And How Portland Buyers Can Avoid Them!

Once upon a time, Portland homebuying was a much less dramatic affair then it is today. The house hunt was fun, if suspenseful, and then there was another exciting whirlwind of inspections, closing and moving in. Today, though, as soon as buyers get the gumption to jump off the rent vs. buy fence, they find […]

New Years Eve in Portland Oregon

It doesn’t always have to be about real estate! New Years is just 4 days away and if you want to do something and avoid sitting at home watching the ball drop on tv, here’s a few ideas. FYI, my favorite is definitely the Stormtroopers vs. Klingons Party! Portland New Years Eve Stormtroopers vs. Klingons […]

Deferred Maintenance on your Portland Home…Good Idea or Not?

Deferred maintenance is the practice of postponing maintenance activities such as repairs on both real property and personal property in order to save costs, meet budget funding levels, or realign available budget monies. That’s the dictionary definition but mine would include something like, **WARNING**DEFERRING MAINTENANCE IS NEVER A GOOD IDEA AND SHOULD BE AVOIDED! I […]

Season’s Greetings!

As 2011 comes to a close and we celebrate the holiday season with our friends and families, I’m reminded of the great people who have supported me in my real estate career. I feel so lucky to have clients, friends and family who trust me to help them buy or sell Portland real estate. It’s […]

Section 3: How to Repair your Credit on the Road to Portland Home Buying

Repairing Damaged Credit Under the law, credit bureaus are required to investigate your claim, usually within 30 days. A credit bureau must forward all information you give it to the creditor or other “information provider” that is reporting an error on your credit report. If the creditor or information provider determines an error exists, it […]

Founder of Uses Real Estate Agent to Sell Home!

This is just too good to not share.  Colby Sambrotto, founder of, used a real estate agent to sell his $2 million dollar condo in Manhatten after failing to sell it himself without an agent.  What’s even better is that he net more after the sale and after paying a 6% commission than he […]

Part 2 of 3: Obtaining Your Credit Report/Score and Inquiries

How to get your Credit Report: Obtaining your Credit Report- Under the Fair Credit Reporting Act, amended a few years ago to beef up consumer privacy rules, you are legally entitled to obtain your credit report from a credit reporting agency. This includes receiving a list of everyone that has requested your report. If you […]

Part 1 of 3: What Makes up a Credit Score and Tips about Credit!

What Makes up a Credit Score? You can find your credit score in your credit report. Credit scores generally range from 500 to 800, but can go lower if you’re struggling with a poor credit history. Lenders offer the best rates for borrowers with higher scores, usually in the range of 750 and higher. Persons […]

New Years Resolutions for the Portland Home Buyer of 2012

Sometimes even thinking about a buying a home in Portland seems overwhelming, whether you’ve done it before or you’ve done it a bunch of times.  It often helps my Portland clients to have a list of what they need to accomplish and in what order to help them achieve that goal of buying a home […]

Interest Rates Hit Lowest Averages Ever, Setting All New Records!

Are interest rates still dropping?  It’s a question I get from curious clients almost every day.  Well it just so happens they are!  So if you are thinking of buying a Portland home or refinancing your Portland home, now maybe the time!  Freddie Mac said Thursday the rate on the 30-year home loan fell from […]