Archive for the ‘Uncategorized’ Category

Interest Rates Tick Downward..Again!

I feel like I’m blogging this same thing over and over. But I’m guessing you would want to know if rates are going down, even if it means I’m a broken record! Mortgage rates once again inched lower this past week, lowering the cost of borrowing and increasing housing affordability.    

Coolest Map Ever

I found the coolest interactive map today. This map shows where house hunters are searching in the country. The map features 100 US metro cities. When you click on one of the cities, the map shows you the top ten other cities that people are searching from. So for example when you click on Seattle, […]

Obama’s State of the Union and What it means for Real Estate

Everyone has been talking about the State of Union delivered on Tuesday by President Obama. It’s hard not to. It doesn’t even seem to matter if you are a democrat or republican or libertarian or none of the above. And maybe it’s just me but it seems like people are paying more attention to politics […]

Portland Snow is in the Forecast!

As we are on the heels of another MASSIVE SNOW EVENT in Portland, I’m reminded of some decent snow we got a few years ago. We don’t see a lot of snow in Portland. It seems to me like every 5 years we get a good amount. For me personally it’s not enough and I […]

Deferred Maintenance on your Portland Home…Good Idea or Not?

Deferred maintenance is the practice of postponing maintenance activities such as repairs on both real property and personal property in order to save costs, meet budget funding levels, or realign available budget monies. That’s the dictionary definition but mine would include something like, **WARNING**DEFERRING MAINTENANCE IS NEVER A GOOD IDEA AND SHOULD BE AVOIDED! I […]

Season’s Greetings!

As 2011 comes to a close and we celebrate the holiday season with our friends and families, I’m reminded of the great people who have supported me in my real estate career. I feel so lucky to have clients, friends and family who trust me to help them buy or sell Portland real estate. It’s […]

Section 3: How to Repair your Credit on the Road to Portland Home Buying

Repairing Damaged Credit Under the law, credit bureaus are required to investigate your claim, usually within 30 days. A credit bureau must forward all information you give it to the creditor or other “information provider” that is reporting an error on your credit report. If the creditor or information provider determines an error exists, it […]

Founder of ForSalebyOwner.com Uses Real Estate Agent to Sell Home!

This is just too good to not share.  Colby Sambrotto, founder of ForSaleByOwner.com, used a real estate agent to sell his $2 million dollar condo in Manhatten after failing to sell it himself without an agent.  What’s even better is that he net more after the sale and after paying a 6% commission than he […]

Part 2 of 3: Obtaining Your Credit Report/Score and Inquiries

How to get your Credit Report: Obtaining your Credit Report- Under the Fair Credit Reporting Act, amended a few years ago to beef up consumer privacy rules, you are legally entitled to obtain your credit report from a credit reporting agency. This includes receiving a list of everyone that has requested your report. If you […]

Part 1 of 3: What Makes up a Credit Score and Tips about Credit!

What Makes up a Credit Score? You can find your credit score in your credit report. Credit scores generally range from 500 to 800, but can go lower if you’re struggling with a poor credit history. Lenders offer the best rates for borrowers with higher scores, usually in the range of 750 and higher. Persons […]